Overseas health insurance

The main overseas travel insurance that comes with a credit card is a service that guarantees you for three months after you leave your home country or use it locally.

However, if you want to get a stay visa, you need insurance that covers the period, so if you are thinking of staying for a long time, you need to take out overseas insurance.

Depending on the content and location of your stay, we recommend that you get local insurance as a first option.

The following are recommended overseas insurance

SafetyWing（Digital nomad insurance）

SafetyWing（Digital nomad insurance） is insurance specializing in short trips

Up to 39 years old will be $ 40.04 in 4 weeks, up to 49 years old will be $ 64.68 * American travel not included

Merit

Also covers COVID-19
You can pay monthly instead of paying everything in advance
Upon temporary return, compensation will continue unless you are a U.S. citizen (up to 30 days)
You can choose your own private doctor or hospital
1 child per adult and 2 children under 10 years per family are also included free of charge

Demerit

Payment fee up to $ 250 during the period will be borne by you
Insurance premiums for staying in the United States will be high
There is no guarantee for some sporting activities
Total coverage up to $ 250,000
If you do not have an international motorcycle license, you will not be compensated in the event of a motorcycle accident

SafetyWing（Global health insurance）

SafetyWing（Global health insurance） is a long-term insurance that also supports cancer treatment, etc.

Up to 39 years old will be $ 153 in 4 weeks, up to 49 years old will be $ 229 * American travel not included

Merit

Covers 100% of the amount in most cases

Demerit

You will be responsible for the payment fee up to $ 250 during the period, but you can optionally reduce the payment to 0.
Will be expensive
Insurance premiums for staying in the United States will be even higher
It will be an annual contract

World Nomads

World Nomads is a standard insurance for overseas nomad workers

Merit

If you become infected with COVID-19 while traveling, you may be eligible for emergency medical care, medical evacuation, travel delays, travel interruptions, and compensation.
You can only get an online compensation quote for 180 days, but you can continue to extend it indefinitely
If you need a complaint, you can do it online
Claims will be processed quickly
Have great compensation for the price

Demerit

This insurance works with a local insurance company, so you should read the policy carefully as the costs and coverage vary widely from region to region.
There are few countries covered by compensation
There is no point in claiming premiums less than $ 100 as you have to pay $ 100 when applying for insurance
You have to replace it yourself first
No compensation for scooter accidents

IMG Global

IMG Global is an affordable insurance

Merit

Cheaper than other insurance companies if minimal insurance is acceptable
Search and rescue teams will be compensated $ 10,000 for skiing, bungee jumping, scuba diving on a helicopter, etc.
Receive $ 500,000 for emergency medical insurance and $ 1 million for medical evacuation insurance
Cancellation for any reason or interruption for any reason will include compensation at no additional charge
Good customer service

Demerit

There is a waiting time before you can claim lost baggage or travel cancellation
Health insurance packages are not primary insurance, so you must have insurance in your own country to qualify
Non-US citizens are only allowed to return temporarily for 14 days while the policy is in force.
You will have to pay for the refund yourself as it will not be paid directly to your healthcare provider

Globe partner

Globe partner is recommended with low insurance premiums

Merit

It is possible to contract online with a credit card
You can also make a contract from your accommodation

Demerit

Only 69 years old or younger can contract

08/16/20212021-08-16

Nomad Visa【2024 edition】Visa information for countries where you can work in Nomad or freelance