What about insurance?
A big problem for overseas freelancers is 【insurance】
【Insurance】 here means not only [health insurance】 but also 【pension】 and 【workers' accident compensation insurance】
About health insurance
It is often said that when you get injured overseas or go to the hospital, you will be charged a high fee.
The amount varies depending on the country, but if insurance is not applied, medical expenses will be high
If you travel normally, you can cover it with your National Health Insurance or social insurance (detailed explanation is omitted), so even if you pay the full amount once, you will get back some percentage later
However, if you are moving overseas as a freelancer instead of an expatriate, you must take out local insurance or overseas insurance.
Some people travel around the world using the overseas travel insurance that comes with their credit card, but with automatic attachment, the limit is almost 3 months, and the usage attachment is also with that card. If you have purchased a ticket, etc., you need to understand the terms and conditions of the card when traveling for a long time with multiple cards.
Credit card insurance is definitely OK for trips within 3 months, but for long term, if you stay in one place, local insurance, for example France, get a visa 3 If you stay legal for more than a month, you can get free French health insurance.
Overseas travel insurance costs about $ 1800 a year (about $ 150 a month)
First of all, I think it's a good idea to check the local insurance company in any country.
About pensions
Now, as important as health insurance is the pension.
Overseas countries also have social security systems, and you may need to join that country's pension system
In that case, if you have a social security agreement with your home country, there are merits such as not only double payment but also pension summation, so it is good to check.
Workers' Accident Compensation Insurance
Workers' accident compensation insurance is surprisingly important
If you have an accident at work, you often have to worry about your income if you are freelance.
It is recommended that you check this out and subscribe
08/09/2021
